By Evan Reid, Founder of Haul Handbook · Updated Jul 25, 2026
What Georgia requires
These are the state-level rules attached to Georgia intrastate operating authority. A field reading "Not confirmed" means the agency publishes no figure; the note explains what the agency does say.
- Liability minimum
- Sourced negative, and a necessary one: Georgia issues no general intrastate operating authority for freight (see required:false above), so there is no general intrastate carrier class for a minimum to attach to. The GIMC registration does require a Form E public liability and property damage filing from for-hire registrants, but names no amount; the insurer files the form and the underlying policy limit is not set by a published Georgia floor. Every figure Georgia does publish belongs to a DPS certificate class (household goods, passenger, limousine, non-consensual towing) and is recorded in certificate_insurance_minimums below. Re-checked 2026-07-26 across the DPS rules and the GIMC application; no general-freight figure exists to record.
Who files the proof of insurance
Your insurance company makes these filings with the state, not you. Ask for them by form name when you bind coverage.
The federal minimums, for contrast
Cross a state line for hire and the federal financial-responsibility levels take over, filed with FMCSA by your insurer. The amounts below render from 49 CFR Part 387 (property carriers 387.303, brokers and freight forwarders 387.307, endorsements 387.15), as displayed on FMCSA's insurance filing requirements page; the filing mechanics live in our BMC-91 and BMC-34 insurance filings guide.
Scroll sideways to see every column.
Where insurance fits in the Georgia launch
Coverage sits early in the sequence: the federal filing sequence needs your insurer's proof of coverage on file before authority activates, and the state rules above attach to the credential covered on the Georgia intrastate authority page. For the full order of operations, work through start a trucking company in Georgia.