
Career decisions
Owner-Operator vs Company Driver
A company driver's pay is one number: a W-2 wage, with a national median of $58,640 in May 2025 per BLS. An owner-operator's pay is an equation: revenue minus a cost stack ATRI benchmarks at $2.336 a mile. This page puts both halves of that equation on the table, with sources.
By Haul Handbook editorial team· Updated Jul 22, 2026
What company drivers actually make
The only neutral wage data for this comparison is federal. The Bureau of Labor Statistics surveys employers directly, so its figures are what companies actually pay, not what recruiting ads promise.
National figures across all employers, sectors, and experience levels. Wages here are W-2 pay: the employer carries the truck payment, fuel, insurance, maintenance, and payroll taxes.
What a mile of trucking costs
The owner-operator side of the math starts with cost per mile, and the most widely cited neutral benchmark comes from the American Transportation Research Institute's annual operational-costs study.
The line items rising fastest in that study, per ATRI:
- Tolls: up 13.2 percent
- Repair and maintenance: up 8.6 percent
- Driver benefits: up 6.6 percent
- Tires: up 6.4 percent
Margins tell the same story. In ATRI's 2025 sample, operating margins by sector came in at:
- Truckload and refrigerated carriers: below 1.0 percent
- Flatbed carriers: negative 0.5 percent (an operating loss)
- Tank carriers: 4.0 percent
ATRI's figure is a fleet-average marginal cost across its carrier sample, which skews larger than a one-truck operation. It is the most widely cited neutral benchmark for what a mile of trucking costs, but it is industry-published research, not a government statistic, and a single owner-operator's cost per mile can sit meaningfully above or below it.
The number nobody can honestly give you
The real math, and how to run it
The comparison is not wage versus revenue; it is wage versus revenue minus everything. Build your own cost per mile from what going independent costs line by line: truck payment, insurance, fuel, maintenance, permits, and the filings that come with your own operating authority. Then price your lane honestly and see what is left over a bad quarter, not a good week.
There is also a middle path. Owning the truck does not force you to hold the authority: you can lease on or run your own authority, and the leasing route keeps the compliance stack on the carrier's side while you learn what your truck really costs to run.